Free for every adult, in your currency
Put a date on your dreams.
See what’s left each month, and the date you’ll reach a car, a holiday, a home deposit, or everything paid off. Free to start.
- No bank login
- No sign-up to try
- No lender deals, ever
Plan your month
Free. No sign-up to try it.
Spending is rent, food, bills and everything else you spend in a month. A rough guess is fine.
Left over each month
$800
That’s $9,600 a year
Spend $100 less and you’d have $900 left each month. Goal reached 1 month sooner.
At this amount the balance won't go down.
Try a higher monthly amount. If that isn't possible right now, free, confidential help is available.
Saved. Check your inbox for your link.
Your free plan is ready to open from that email. No email? Check your spam folder.
An estimate from the numbers you enter, assuming they stay the same.
- No bank logins You type in your own numbers.
- No products to push No lender deals or referral fees.
- Works where you live Dollars, pounds, euros and more.
- Free stays free No card needed, ever.
See it in 90 seconds
A quick look at how Richer Road plans your month and shows when you’ll get there. Example numbers, real tool.
Your whole money plan, on one screen
Save your plan and you get a free dashboard. Start with your month, then add only what matters to you.
Your month
What comes in, what goes out and what’s left. One total, or a few simple categories.
Goals with a date
A holiday, a car, a rainy-day fund. See the month you’ll get there.
Bills in one calendar
Rent, phone, subscriptions. See what’s due and when.
Paying off, if you owe anything
Cards, loans, buy-now-pay-later. See the month each one is paid off.
Three steps. About two minutes a month.
No spreadsheets, no appointments and nothing to install.
-
Start with your month
Enter your take-home pay and roughly what you spend. You’ll see what’s left straight away.
-
Save it free
Add your email and we send a sign-in link. No password. Then add the goals, bills or debts that matter to you.
-
Check in once a month
A short email reminds you. Update your numbers and see where you stand.
For whatever you’re planning
Getting through the month, saving for something, or clearing what you owe. Start with one and add more when you’re ready.
Knowing what’s left after payday
Saving for a car
A home deposit
Paid off before retiring
Budgeting apps look back. Richer Road looks ahead.
Most budgeting apps track where your money went. Richer Road plans where it’s going, and puts a date on it.
A typical budgeting app
- Groceries−$86.20
- Coffee−$5.40
- Fuel−$62.00
- Takeaway−$38.50
- Streaming−$18.99
Richer Road
- November 2026$800 left over this month
- Each month$800 goes to the car fund
- June 2027$5,000 for a new car
No bank login
Many budgeting apps ask to connect your bank. Here you type in your own numbers.
Free, or one payment
Many charge every month or year. The free plan stays free, and the full plan is paid once.
Nothing to sell you
Some apps show loan and card offers. Richer Road never does.
Start free. Stay free if you like.
Free shows you where you stand. The full plan tells you what to do next.
What you get
Every feature works in your currency, with no bank login.
14-day money-back promise. Not for you? Ask within 14 days of buying for a full refund, no questions asked. How refunds work
Every win gets a card worth sharing
Set a goal, pass halfway, clear a card, reach the finish. Richer Road makes a card for each one. Cards show dates and progress, never your amounts.
My goal date
May 2029
the month I’ll reach my goal
40% of the way there
Share it and earn half
Founding affiliates earn 50% of every full-plan sale they refer, before tax, for as long as they’re affiliates. You get a ready-made kit of hooks, captions and disclosure wording.
- 50%
- of every full-plan sale, before tax
- 30 days
- your link is remembered after a click
- Monthly
- payouts by PayPal or Wise
- One tier
- no recruiting and no downlines
Questions
Is the free part really free?
Yes. The planner, your month, your goals and debts, 3 bills, the monthly check-in and milestone cards stay free, with no card needed. The full plan is a separate one-off payment if you want it.
Do I need to connect my bank?
No. You type in your own numbers. We never ask for bank logins, card numbers or account numbers.
Is this financial advice?
No. Richer Road is a planning and education tool. You enter your numbers and choose your strategy, and it shows what each choice does. It never recommends a lender, a loan or a financial product.
Which countries is it for?
Anywhere. The tool works in US, Australian, Canadian, New Zealand and Singapore dollars, pounds, euros, rand, rupees, pesos and naira. It picks your currency from your device, and you can change it.
Struggling to make your minimum repayments?
Please talk to a free, confidential service first. They can speak to your lenders and explain your options. Find free debt help in your country.
