Why we built it
Most money apps want one of three things: your bank login, a monthly subscription, or a cut when you take out a loan, card or account. We wanted something simpler. A plan built only from the numbers you choose to type in, that works wherever you live and never earns from selling you a financial product.
So we started with the question everyone asks about the things they want: when will I get there? A holiday, a car, a home deposit, or the day everything you owe is paid off. The free planner answers it in about 30 seconds: what’s left each month, and the date you’ll reach your goal. Save it, and your free dashboard keeps those dates in front of you, month after month, as they move closer.
What we promise
- No products to push. No bank referrals, no lender deals and no commission on financial products. You’re our only customer.
- Your numbers stay yours. No bank logins, ever. You type in what you choose and can delete it all any time.
- Honest maths. Every date comes from your own numbers, and we always say what the estimate assumes.
- Free stays free. The planner, the dashboard, your month, savings goals, a bills and subscriptions calendar for up to 3 bills, the monthly check-in, milestone cards, the guides and the calculators cost nothing.
What we’re not
Richer Road is a planning and education tool. We aren’t a lender, a bank, a debt advice service, a debt management company or a financial adviser. We don’t handle your money, talk to your lenders or recommend products. You choose your strategy, and we show you what each choice does.
If you need someone to look at your situation personally, free and confidential services exist in most countries. Find free debt help near you.
Who’s behind it
Richer Road is an independent, self-funded Australian business (ABN 22 693 549 847). No investors, banks or lenders have a say in what we build or what we tell you.
Questions or ideas? Get in touch. We read every message.