Guides that go with this
Home loans and savingExtra repayments on a home loan: what they doHow extra repayments on a home loan cut interest and shorten the term, with worked numbers, a lump sum example and the trade-offs to weigh.Building5 min read
Home loans and savingFixed and variable rates: the trade-offsFixed vs variable rate home loans: how they differ, what a rate change does to repayments, and the trade-offs between certainty and flexibility.Building5 min read
Home loans and savingFortnightly home loan repayments, explainedDo fortnightly mortgage payments really save money? See where the saving comes from, with worked numbers, and when it barely makes a difference.Building4 min read
Home loans and savingHow a home loan repayment worksWhere each home loan repayment goes, why early payments are mostly interest, and how the balance falls slowly at first and faster later.Building5 min read