Start here
- Your link is on your dashboard. It looks like richerroad.com/?ref=YOURCODE and works on any page.
- Labels (sub-IDs) let you see which post or video each click came from: add &sub=tiktok-1 to the link, or use the link builder.
- Your creator code is the backup. If an app strips your link, buyers can type your code at checkout. It gives no discount.
- Who gets credit: a code typed at checkout wins; otherwise the last affiliate link clicked on that device; otherwise the link someone signed up through.
- The numbers: 50% commission, held 30 days, paid monthly on day 15 once your approved balance reaches 50 in the sale’s currency. Links count for 30 days; sign-ups through your link count for 90 days.
Your free full plan
It switches on when you’re approved. Sign in at My plan with your affiliate email. Use it for real before you post about it: describe what you see and what you’ve done, nothing more.
What you can and can’t say
| Say this | Not this |
|---|---|
| I typed in what comes in and what goes out, and it showed the month I’ll have my holiday money. | This will get you to your goals in a year. |
| It shows paying your debts in different orders, side by side, and you pick. | It tells you the best way to pay off debt. |
| No bank login. You type in your own numbers. | It’s safer than your bank’s app. |
| The tool is free. The full plan is one payment, and I earn a commission if you buy it. | Use my link for a discount. |
| If you’re already behind on repayments, talk to a free debt help service first. | You don’t need anyone’s help, just use this. |
| My date moved from 2031 to 2029 when I added $250 a month. | Everyone saves thousands with this. |
| It runs velocity banking next to other options on your numbers, so you can see the difference. | Velocity banking is the fastest way to pay off your home loan. |
| Try your own numbers in the free tool. | In a reply: “With your debts you should pay the card first.” |
| I use it to see my own plan. | You should get this card, loan or account. |
Never use: financial advice, debt relief, debt consolidation, credit repair, credit counselling, fix your credit score, get rich, guaranteed, risk-free. Don’t name or recommend lenders, cards, balance transfers, refinancing or investments in the same post.
Your own numbers are fine to share if they’re real. Add “your date depends on your numbers”.
Disclosure wording to copy
| Where | What to do |
|---|---|
| Short video (TikTok, Reels, Shorts) | Say it out loud near the start: “Paid link: I earn a commission if you buy the full plan.” Put “Ad: paid link” on screen. Turn on the platform’s branded-content or paid-partnership label too. |
| Captions and posts | Start with “#ad Paid link.” before anything else. In the UK, “Ad” must come first; “aff” or “affiliate” alone isn’t enough. |
| YouTube | Say it in the video where you mention Richer Road, in YouTube Studio set “Paid promotion” to say the video includes branded content, and put the disclosure in the first line of the description. |
| Blogs and newsletters | Before the first link: “This post contains a paid link. If you buy the full plan through it, I earn a commission at no extra cost to you.” |
| Live streams | Say it each time you mention the link, not just once. |
Based on the US FTC endorsement guide and the UK ASA/CAP influencers’ guide. Australian, Canadian, New Zealand and EU rules expect the same: make it clear it’s an ad.
TikTok: TikTok treats financial products and services as a restricted category for branded content, and personal finance tools may need its approval. Check TikTok’s current Branded Content Policy before posting a Richer Road link there, and if you post, turn on “Disclose commercial content”.
Short-video kit
A simple shape that works: a hook in the first two seconds, the tool on screen, your real date, then “find yours free, link in bio”.
Hooks you can use:
- I put a date on my dream holiday. Here’s how.
- What’s actually left after payday? I checked.
- Snowball or avalanche? This shows both on your own numbers.
- Saving for a car and paying off a card at the same time: here’s my plan.
- Watch my goal date move when I spend $100 less a month.
- No bank login, no subscription: here’s my plan.
- Watch my paid-off date move when I add $100 a month.
Screen recordings of the tool and the full plan, in vertical format, are being finished. Approved affiliates get an email the day they’re ready.
Ready-to-post copy
Caption: #ad Paid link. I finally put a date on my next big goal. I typed in what comes in and what goes out, and it showed what’s left each month and the month I’ll get there. Free, no bank login. Plan yours at the link in my bio. Your date depends on your numbers.
Caption: #ad Paid link. Snowball or avalanche? This free tool runs both on your own numbers so you can see the difference in months and dollars, then you choose. Link in bio.
Email or newsletter: This section contains a paid link. If you’ve ever wondered where your money goes, or when you’ll actually reach the thing you’re saving for, Richer Road’s free planner takes about 30 seconds. You type in what comes in and what goes out, and it shows what’s left each month and the date you’d reach your goal, plus what spending a little less changes. It handles paying things off too. No bank login. If you later buy the full plan through my link, I earn a commission.
Brand kit
- Name: Richer Road, two words, both capitalised.
- Logo mark: SVG or PNG for light backgrounds; SVG or PNG for dark backgrounds.
- Colours: forest #0D3B2E, green #0B6B4B, amber #F5A524, sun #FFC24D, cream #FFF6E5.
- Don’t change the logo, use it in ads on our name, or suggest you work for Richer Road.
Product facts
- Free: the planner (your month, savings goals and paying off), a saved dashboard, a bills and subscriptions calendar for up to 3 bills, a monthly check-in email, milestone cards, 100 guides and 10 calculators.
- Full plan: US$49, one payment, no subscription. Your pay plan (what each pay covers and what’s left to spend), Can I afford it?, big yearly bills smoothed into monthly amounts, every bill with an email before it’s due and what-if tools. If you owe anything: exactly what to pay each month, every payoff order side by side, progress tracking, interest-free periods and a home loan comparison.
- Refunds: full refund within 14 days, no questions.
- Works in 11 currencies and any country. No bank login, ever.
- Who it isn’t for: anyone already behind on repayments or contacted by collectors should talk to a free debt help service first. It isn’t for business debts, and it isn’t financial advice.
Pages you can link to
- Home page: the free tool, best for most posts.
- Pricing: free vs full plan.
- How the numbers work: for sceptical audiences.
- Our standards: privacy and how we make money.
- Free debt help: for anyone in hardship. Please share it freely, link or no link.
Seasonal angles
Moments people think about money: the new year, tax refund time (it differs by country), back-to-school costs and holiday spending. Tie posts to what your audience is facing. Never invent deadlines or urgency; Richer Road has no sales or countdowns.
Questions
How do I know my clicks are counted?
Every click shows on your dashboard with the time, page, label, device and the site it came from. Compare it with your own stats any time.
Why was a sale reversed?
Your dashboard shows the reason on every reversed sale: a refund, a dispute, your own purchase, or a rule broken. Nothing is removed without a reason.
Can I run ads?
You can run ads to your own content. You can’t bid on Richer Road, its misspellings or richerroad.com, or send ads straight to our site.
Can I offer a discount?
No. There are no discount codes, and creator codes only credit you.
Can I compare Richer Road with other apps?
Yes, if it’s fair, accurate and disclosed. Stick to facts you can check.
Do I see who bought?
No. Buyers’ names, emails and numbers are never shared with affiliates. You see the date, amount and status of each commission.
What about tax?
You’re responsible for tax on what you earn. Depending on where you live, we may ask for a tax form before paying you.
Terms
The affiliate terms set out everything above in full, with their version history.